Self-pay allows you to pay for services directly without involving insurance. This can be beneficial for those without coverage or seeking privacy.

Yes, you can switch from using insurance to self-pay at any time. Please speak with our billing department to adjust your payment method.

If your claim is denied, contact our office immediately. We can assist you in understanding the denial and exploring other payment options.

Depending on how much your dectuctable is depends on what insurance dectuctable you have signed up for and it is the amount you pay out of pocket for services like therapy, counseling, or psychiatric visits before your insurance begins to share the costs.

Copayment (copay):
A fixed amount you pay for a covered service.

• Example: You pay $20 each time you see your therapist, no matter the session’s total cost.

Coinsurance:

A percentage of the cost of a covered service that you pay after meeting your deductible.

• Example: After meeting your deductible, your insurance pays 80% of your therapy cost, and you pay the remaining 20%.

The difference between primary and secondary insurance is which plan pays first when you have more than one health insurance policy.

Here’s how it works:

• Primary insurance:
  This plan pays first for your medical or behavioral health services. It covers up to its policy limits.

• Secondary insurance:
  This plan pays after your primary insurance. It may cover costs that your primary insurance didn’t — like deductibles, copays, or coinsurance — depending on your coverage.